Share a few details about your goals, and a member of the Genstone Financial team will connect with you about buying, selling, or investing.
10+
Years Experience
175K
Clients Served
10+
Mortgage Products
Start Your Journey
Financing Built Around Your Goals
For Homebuyers & Homeowners
Clarity From Application to Closing
Buying a home is one of the most important financial decisions you’ll make – and Genstone Financial is here to guide you every step of the way. Whether you’re purchasing your first home, refinancing, or upgrading, our loan specialists deliver personalized support backed by an integrated real estate ecosystem.
Homeowner lending solutions include:
- Conventional, FHA, and VA mortgages
- First-time buyer programs and low down-payment options
- Refinance and home equity products
- Jumbo loans for higher-value homes and Non-QM options for self-employed and non-traditional borrowers
- One-on-one guidance from pre-approval through closing
For Investors
Lending Designed for Real-World Investing
Real estate investors need financing that moves as fast as the market. Genstone Financial offers flexible, investor-friendly loan programs built to support acquisition, renovation, and portfolio growth.
Investor financing options include:
- DSCR and investor rental loans
- Fix-and-flip financing
- Portfolio and multi-property lending
- Streamlined closings with integrated title and insurance partners
The Genstone Advantage
Integrated Financing Within a Connected Ecosystem
While traditional brokerages outsource services, Genstone Financial connects them – delivering convenience, speed, and alignment from start to finish.
Acquire – Find the Right Property
Expert agents and deal sourcing support through Genstone Financial
Protect – Insure Your Investment
Property and liability coverage through Genstone Insurance
Improve – Renovate with Confidence
Value-add upgrades and construction support through Genstone Construction
Why Genstone Financial
A Smarter Way to Finance Real Estate
Personalized Lending, Backed by Experience
Every borrower’s situation is different. That’s why Genstone Financial combines flexible loan programs with hands-on guidance to help homeowners and investors make informed decisions – whether it’s choosing the right down payment strategy, understanding rate factors, or navigating documentation requirements.
Our team works closely with clients to deliver:
- Fast pre-approvals and clear communication
- Support for both traditional and non-traditional borrowers
- Lending strategies aligned to long-term goals
- Financing that adapts to changing life and investment needs
Built for Speed, Transparency, and Growth
From first-time buyers to seasoned investors, Genstone Financial provides modern lending solutions designed for efficiency and scale – helping clients close faster, reduce friction, and move forward with confidence.
- Broad suite of residential and investor loan products
- Accelerated approvals for qualified investor loans
- Integrated closing process
- Lending expertise across both homeowner and investment markets
Contact Us
Get Started with Genstone Financial
Legal Notice
Fay Servicing, LLC, d/b/a Genstone Financial
The use of this website DOES NOT constitute an application for a mortgage loan and the pre-qualification and program recommendations generated by this website DO NOT under any circumstances constitute either a formal or informal loan approval or rate commitment.
Genstone Financial, 5426 Bay Center Drive, Suite 300 Tampa, Florida 33609 NMLS #88244
All Mortgage Loan Complaints regarding your mortgage loan should be sent to our designated response team at Fay Servicing, LLC, d/b/a Genstone Financial Attn: Complaints Department, P.O. BOX 815548, Farmers Branch, TX 75381.
All terms subject to credit approval. In AL, AR, CA, CO, DC, FL, GA, IL, IN, IA, KS, KY, LA, MD, MI, MN, MS, MO, NE, NJ, NM, NC, OH, OK, OR, PA, SC, SD, TN, TX, VA, WA, WV and WI products offered by Fay Servicing, LLC d/b/a Genstone Financial. NMLS ID 88244. Please visit www.nmlsconsumeraccess.org for additional licensing/registration information. All loans made and arranged in California pursuant to a California Financing Law License # 60DBO-82792. Rates, terms, and conditions are subject to change from time to time without notice.